Features
10 calculators (6 free, 4 Pro) personalised to your life, a unique financial ranking tool, FIRE planning, and complete privacy.
Your financial dashboard
One screen shows your savings rate, monthly surplus, months of expenses covered, and projected financial independence date. No guesswork, no spreadsheets.
10 calculators
Pre-filled from your profile. Interactive sliders update results in real time. No generic defaults.
See total interest, monthly payments, and loan timeline. Compare different rates and terms side by side.
How much interest do extra payments save? How many years off your loan? Drag the slider and see instantly.
See exactly how much your offset balance saves in interest. Before/after comparison with real numbers.
Watch your money grow with compound interest. Milestone markers at $100K, $500K, $1M.
Project investment growth over any period. See what percentage is contributions vs pure returns.
How many months of expenses are you covered for? How long until you hit 3, 6, or 12 months?
Set a target amount and deadline. The app calculates the monthly savings needed to get there.
Is your $5 coffee really that expensive? See the 30-year cost of daily habits. Combine multiple expenses.
Is your retirement fund on track? Projected balance at retirement including employer contributions.
Lean, Fat, Coast, Barista, and geographic arbitrage FIRE scenarios — all in one view, with real numbers.
Expense tracking
Log monthly expenses by category. See trends, top spending areas, and month-over-month comparison. No bank login required, ever.
FIRE planning
See Lean FIRE, Fat FIRE, Coast FIRE, Barista FIRE, and geographic arbitrage scenarios all in one view. Includes home sale modelling if you're considering relocating.
Learn while you plan
Bite-sized lessons grouped into Foundations, Saving & Spending, Investing, Property & Mortgage, and Retirement & FIRE. Each one is paired with the calculator that brings it to life. Progress lives on your device.
International support
Correct tax brackets, terminology, preservation ages, and currency. Not generic defaults.
Super (Superannuation), offset account calculator, AU tax brackets, preservation age 60
KiwiSaver, NZ tax brackets, retirement access at 65, NZD currency
401(k), US federal tax brackets (2025), retirement at 67
EPF, IN new regime tax brackets, 87A rebate + surcharge slabs, lakh/crore notation
Your financial data lives on your device, period. No cloud sync, no servers that touch your numbers, no bank login, no telemetry. The app works completely offline without an account.
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