Pricing
Six calculators free, ad-supported. Pro unlocks the rest — four advanced calculators, budgets, recurring transactions, and CSV export — with a single one-time payment.
How we compare
Most planning tools charge a monthly subscription and need to see your bank balance. SaveMoney4Future is free with 6 calculators or $4.49 USD for everything — once, on-device, no account.
| SaveMoney4Future | Subscription planning apps | Bank-linked budget apps | |
|---|---|---|---|
| Price | Free / $4.49 USD once | $10/mo or $48–$120/yr | $5–$15/mo |
| Annual cost | $0 free / $4.49 USD once | $48–$120+ | $60–$180+ |
| Mobile app | Yes | Often web-only | Yes |
| On-device storage | Yes (data never leaves your phone) | No (cloud-stored) | No (cloud-stored) |
| No bank login required | Yes | Sometimes | No (bank login required) |
| Multi-country | AU, NZ, US, IN | Mostly US | Mostly US/UK |
| Works offline | Yes | No | No |
Comparisons are general — pricing and features for other categories vary by product.
The free version includes 6 calculators, monthly spending tracking, FIRE planning, and the full dashboard — enough to get a clear picture of where your money goes. Pro unlocks 4 more calculators (Offset, Investment, Goal Timeline, Latte Factor), Manage Budgets, Recurring transactions, and CSV export.
All 10 calculators, Manage Budgets, Recurring transactions, Export Expenses to CSV, FIRE Explore Scenarios, and ad-free. One payment, yours forever.
No. It's a one-time payment of $4.49 USD (price varies by country). You pay once and own Pro forever. No recurring charges.
Free users see one banner ad pinned to the bottom of the screen, served by Google AdMob. We never share your financial data with advertisers — see our app privacy policy for details. Pro removes the ad entirely; the AdMob SDK isn't even initialised on Pro devices.
Refunds within Google Play's standard window are processed automatically. Beyond that, we offer a 14-day no-questions refund — email [email protected] and we'll sort it.
Your data lives only on your device. We run no servers that hold or process your financial data, so we have almost no infrastructure costs to pass on to you.
Download free. Upgrade if you want all 10 calculators and budgets.